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Money and Finances
Reply to "$14k net HHI - Budget Input"
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[quote=Anonymous][quote=Anonymous][b]Yikes on your cars. You should have paid in full instead of financing, and bought used if possible.[/b] And your groceries, meals, and 'home supplies' amounts to $2150 a month, that is crazy! You can cut back here considerably. Personal care can be cut to $100 a month. That's a lot to spend on activities for a young child. Your meals and entertainment spending is high - these should saved for special occasions. [/quote] Op doesn't understand about the cars. She doesn't recognize that on her salary you can't drive those kinds of cars and also save money. It's a choice. Instead of choosing to invest her money she has chosen to spend it on two luxury cars. On a monthly basis that extra $500-700 she is spending on luxury cars doesn't seem like a lot. But driving luxury cars over 10-20 years really adds up and will make a huge difference in accumulated wealth. [/quote]
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