Reply to $14k net HHI - Budget Input

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Reply to "$14k net HHI - Budget Input"

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[quote=Anonymous][quote=Anonymous]Yikes on your cars. You should have paid in full instead of financing, and bought used if possible.  And your groceries, meals, and 'home supplies' amounts to $2150 a month, that is crazy! You can cut back here considerably.

[b]Personal care can be cut to $100 a month.  That's a lot to spend on activities for a young child.[/b]

Your meals and entertainment spending is high - these should saved for special occasions.
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I save a lot.  Have a similar income and spend a lot on personal care.  It's important to me.  Here's the thing - you can't spend a lot on everything.  You have to pick what you splurge on.  On OP's salary you can't drive luxury cars, have a nanny, spend a lot on personal car, cleaning service, yard man etc AND save money.  It isn't possible.  OP simply has to cut some of these luxuries out if she wants to accumulate any wealth. Right now she is spending money on a thing and everything.

So while I spend a lot on hair cuts and color, we only have one car and it's paid off and we don't even use it to commute (use public transportation).

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