Reply to $14k net HHI - Budget Input

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Reply to "$14k net HHI - Budget Input"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]OP, you have a $280k income and are living like you have a $480k income.  
Seriously, your lifestyle is exactly what I'd expect about $480k income would pay for.

We make $380k and max two 401ks and save some for college and have an investment property and we don't have half the luxuries that you do.

Your lifestyle WITH appropriate level of saving is close to a $480k one.  No wonder you feel poor on your income. [/quote]

Agree with this.  The first luxury a high income should purchase is the luxury of maxing out your retirement and putting a good amount of money in investments.  Memories of $325/month in manicures and hair dye will be cold comfort if one of you loses a job or gets injured and this lifestyle disappears.[/quote]

They are literally paying everyone and for everything before they pay themselves.  They should start by putting 2-3k in the market each month after maxing out retirement and THEN see what they have leftover for everything else.

It's ridiculous to not be investing money but to be paying a cleaning lady, yard man, private preschool, luxury cars, entertaining friends, takeout, etc.  [/quote]

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