Reply to What Would You Be Willing to Do to Save SS?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I think I would stop the ability to claim SS if you've never paid in.  [/quote]
Who gets SS if they don't pay in? I thought you had to have 40 quarters of earning, and the benefit is figured in your top 35 years.[/quote]

There are benefits for children and spouses.

https://www.ssa.gov/planners/retire/yourchildren.html

https://www.ssa.gov/planners/retire/yourspouse.html

[/quote]
PP. Oops. Forgot about that. [/quote]

Workers are paying for their own spouses and children. I don't see anything wrong with that.[/quote]

Can you explain to me how?  A worker with income contributes to SS.  When that person retires, he can draw on the SS that he contributed.  And if he has a minor child, that child receives a SS benefit.  And if he has a spouse that never worked, that person is also entitled to receive a SS benefit.  3 people can draw benefits from a single persons contribution.  More if there was ever a divorce with a marriage lasting over 10 years.  [/quote]

A person receives a SS retirement benefit and their minor child does too? Never heard of that.

As for the spouse[b], she only receives a benefit if she is over 60 and the wage earner dies.[/b] Not at the same time based on the spouse's earnings but only if she has earned the required credits on her own.[/quote]

Pp is factually inaccurate.  [/quote]

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