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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]This is OP.

My Bf and I did the math last night and after he pays the bills, rent and his loans, transportation costs and groceries including budgeting for $60 for lunches each week, he has about $600 of his paycheck that should be left over for him to save. So far, he does not manage to save it so we talked about buckling down and making sure we save at least $500 of it. Since he covers all the essential costs my paycheck of 3300ish per month should go to being saved.

I think together we'll be okay. We aren't managing our money well. I also need him to earn more before we have children since, if I stay home, we won't have any of my income for extra expenses.  [/quote]

He has his priorities, and those are helping his family whenever they need it or ask for it. I would be shocked if any of the money you think you can find to save actually finds it way into longterm savings. He's just going to see it as more of a cushion for helping.

Earlier, you said you want luxuries like nice things and vacations. These are not your BF's priorities! That makes him a really good, really generous guy, but it's going to make it hard for you to have that kind of life.[/quote]

OP here. Yes.  When we got together, I thought he wanted to have a nice life and enjoy it. At this point, it just feels like we are barely getting by and we have no funds left over for things such as trips or vacations. When we have a mortgage and even just one child, unless we see a significant boost in our financial resources, life will be tough. I don't want ti survive, I want to thrive.[/quote]

That may or may not happen with this guy. You haven't answered - how much goes to his family routinely? You say he has zero savings - does that mean the $600 month he COULD save ultimately goes to them - whether monthly or whenever there's an issue? What makes you think that just bc you've come up with a savings plan he'll do it? Can you envision life without him? Can you envision a life that's paycheck to paycheck where you may go back to work 6 wks after having a baby? Can you envision a life where you get a modest vacation every 3-5 yrs? Which of these lives do you want to envision?

And you also haven't answered - would he consider a switch to mgmt consulting now while he's fairly young, even though he didn't pursue it a few yrs ago?[/quote]

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