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[quote=Anonymous]I'm 43.

You're right, health issues are the biggest thing.  There is no doubt that a bout of cancer or something similar would change things.  In addition, in my field, I see people hit their early fifties and flounder.  It appears to be hard to move around in corporate America when you hit that age.  It's important to realize that and live within your means as much as possible (pay as you go).

It is also extremely important to realize that money isn't everything.  Although we have a high HHI I wouldn't wish our current lifestyle on anyone.  As I mentioned earlier, I have absolutely no work-life balance and my spouse and children suffer.  I think all too often people on this board think they can have the work-life balance they have at $200k at a $500k salary.  I honestly don't know anyone where that is the case (I'm not in the trust fund crowd).  When you make $500k you are expected to make work your number one priority.  If you don't you will be let go.

There are no guarantees in life.  You just do the best you can and muddle through.  I think that is what most people do.  What you can't do is whine about it.  Figure out what you want to accomplish and find a way to get there.  The OP wants to find a way for her spouse to make more money.  The bottom line is you can't control other people's actions.[/quote]

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