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Reply to "How do people afford kids?"
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[quote=Anonymous][quote=Anonymous]A note to the Original Poster: Treat yourself to a paid financial advisor. The advisor can help you on how much you should be saving for retirement (you are not saving enough right now); how much you should be withholding; help you create a budget; prioritize savings (6 months emergency cash followed by getting rid of debt) They can also help advise you on being smart on insurance - do you have enough life insurance? or long term disability insurance? [/quote] A financial advisor is probably a really great idea now that we are in our 30s and settled down -- I used my parent's advisor to buy some stocks in the past, but never really sat down with one of my own. I'm a fed and max out TSP, have a FERS pension, and decent life insurance (although DH and I will probably up our policies once we have kids). I think our goal is also going to be to increase our liquid savings since we have a lot tied up in our house, investments, etc. [/quote]
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