Reply to I need to cash out my 401k

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Don't listen to those people, they are obsessed with retirement. Cash in your 401k, it's fine. You are young, you will save enough.

Do not move from your place and do not cancel cable. You have a good deal on your rent, and it's close. Cable makes life easier and more enjoyable. You don't need to kill yourself to live responsibly.

You don't need the food budget, you are fine. The only cost that is kind of excessive is your car. If you can do something about that, great. If not, drive more carefully. 
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People here are puritans that take pleasure in savings. They don't save to achieve goals, but to feel good. If you are not like that, you should not be taking their advice.[/b]

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Lol your quote is so true (and funny)! You're not American I suppose? [/quote]

Not the same poster, but I'm from the Midwest and I've noticed the same thing since moving here.  Before moving here we'd thought some Coastie friends of ours to be on the crazy side; forgoing vacations, cars, having children, and anything fun at all ever, in order to save for retirement; even though both of them are relatively high earners in very stable careers.  After spending some time here it seems they are not that unusual.
 [/quote]

yeah it is weird.  I like my job and expect to work into my early 70s.  I'll contribute the most I can to my 401K and pay off my house beforehand.  And I'll pay for my kid's college costs and hopefully their graduate schools. Other than that, I want to enjoy my life![/quote]

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