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[quote=Anonymous]OP, What you need to do, once you are not paying for private school anymore, is agressively pay down your second mortgage. Hopefully you are pretty young and your house is in a good area. Things will loosen up with the loans in time and you will be able to either refinace and combine it with the first loan, in the meantime pay it down. If the house is meeting your needs and you like it, the commute us good, the neighborhood is nice and safe, schools are good, then keep it.[/quote]
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