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Reply to "how much credit card debt do you have? do tell please"
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[quote=Anonymous][quote=Anonymous]I completely understand that shit happens sometimes and you need to carry debt. But the posters who have a $300+ HHI there is NO excuse to carry around credit card debt. You are just morons if you do that and/ or incredibly irresponsible with your money.[/quote] Don't be an ass. Our family has about $250k HHI and we had (at one point) about $55k in CC debt. That's because we had debt remaining from a house purchase we were paying down, and our credit card had an effective rate of 3%. We rolled that debt over to pay off debt at around 6.5%. Not everyone's situation is the same as yours, and there are plenty of reasons to carry revolving debt other than expensive clothes purchases.[/quote]
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