Reply to I didn't fully comprehend the cost of eldercare

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]If this hasn't been stated already -- even if he were to living in a facility, most facilities would require privately arranged and privately paid-for 24 hour care.[/quote]

You are conflating someone in independent living who finds themselves in need of more care with full nursing care.

If the independent facility will even allow for additional care, then yes, you have to pay for it on top of the monthly facility charge. Not all will allow outside help. If the person is in assisted living, then they might need care augmentation. But if the person truly needs 24/7 care, then they need to be in a nursing home, which is 24/7 care. Though generally it is not very good care no matter how expensive the place is. I do know of people who have augmented care in memory care, but still, it isn't 24/7. 
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But isn't a nursing home more expensive than having 24/7 care in your own home that you own mortgage-free?[/quote]

No. Being at home costs way more because you have 1-1 care plus you need someone to manage the workers and to fill in for any no shows.

You need a cook, diaper changer, activities coordinator, driver for medical visits, medicine distributor, someone to pu medicines from the pharmacy (they all come in on different days of the month so numerous visits required each month).

If needed, you might need IV, breathing equipment, or Hoyer lift.

You may need 1 or 2 people for transfer from bed to wheelchair or bed to somewhere else.

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