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Reply to "Realized I’m over saving. "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]When I would previously post about needing 20M in today’s dollars to retire comfortably, people would disagree with me. I’m glad to see that the tides are turning. Having 4M at 45 is nothing. [/quote] Show us your annual retirement budget.[/quote] DP: It depends for each family. For us, we plan to spend $500K/year in current dollars. We can do that mostly from our earnings, so principle is maintained. And we figure that spending level will go down a bit once we hit 70 (doubt we will be traveling 150+ days of the year at that age---doing it in our 50/60s while we are healthy and can). Could we live on less? Of course! But we planned for this and didn't retire until we could have what we wanted. [/quote]
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