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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I understand that it is part of the definition. But I’m not spending that money during retirement so I don’t count it. The same way I don’t count the 529’s, which are also massive. [/quote]

This is stupid.  529s are basically money already spent.  Home equity is not.  You can not count it for retirement planning or whatever, but it's absolutely part of your net worth.[/quote]

Exactly!  I don't count 529s because it is money that is for the kid's college, we won't (and can't without a major penalty) touch that money for anything else.  [/quote]

This is a preference, it’s an asset you own.  When you are filling out a college net price calculator they ask for assets and those include money held in a 529 regardless of whether that is planned for use for a different student than the one that will be att being that college.  Just because you have an intended use doesn’t mean it does not exist and does not belong to you.

Sure, it is not assets you would use for daily living, but neither are retirement savings yet.  Still part of your net worth.    [/quote]

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