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Reply to "Counting home value in net worth"
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[quote=Anonymous]How is home and personal property insurance potential payouts part of net worth? It would only pay if the underlying asset is destroyed or subject to injury? The insurance listed on the previous post seem silly as part of net worth. Term life and Ad&d only become money when someone dies or is injured. Completely agree that house, retirement accounts and other assets are part of net worth but counting yourself as being worth 300M when 180M of that is potential insurance proceeds that may never be realized seems like puffery to me. I don’t count my retirement assets as something I can readily spend but that doesn’t mean it is not part of my net worth.[/quote]
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