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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Wait till you retire or use COBRA it wil be $2400 a month. After paying into Medicare for 40 years each we then get soaked on Part B premiums adjusted by income. [/quote]

Wow. That's really high. [/quote]

That's exactly what happens if you are not "poor".  If you have saved and planned for retirement, you get soaked with just basic medical insurance from age 65+ and you literally have no choice (or options).  
We have paid over $600K+ into Medicare over the years (likely more), yet it will be about $1200 per adult for medical, gap plan G and prescription coverage--that does not include any vision or dental plans.

We plan to retire early.  COBRA will be $2400/month and I'd happily pay that until we hit 65 if it was avaiable (it won't unless we retire at 63.5)  Because a EPO (not doing HMO, want to keep our doctors and there are no PPOs in our area) will cost over $3K for the 2 of us at age 60 for a Silver plan, and bronze is only $200/month less  and that is just MEDICAL.  The deducbiles for those "Silver Plans" are $9K/$18K as well.  (our COBRA is $1K/$2K).

So yes, you pay a fortune for basic insurance that sucks.

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I started Medicare last year, but had health insurance through work until then. I was laid off pretty much right near my 65th birthday. I am paying more than I expected for Medicare but not nearly $1200 a month. You do have to pay more if you make more than something like $107,000 per year per person, but I do not in retirement. So I went from paying about $175 a month while working to about $450 a month for Medicare, a supplement plan, drug plan and dental insurance, which doesn’t cover much at all.[/quote]

Well yes, you do "have to pay more" if you make over a certain threshold.  And I do, and so do plenty of people . And ironically, those paying more are the same ones who have been paying almost 2% of their income their entire lives to fund medicare.  We have paid for our family and 100s more families as well.  All so we can pay insane amounts for crappy coverage as we age

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