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[quote=Anonymous][quote=Anonymous][quote=Anonymous]We are retired and pay about $5350/mo for the 4. Up from $4900 last year but down from a few years ago when it was $5500. PPO and it sucks[/quote]

Seriously? Well I think it’s completely crazy not to have health care… but there is an inflection point, and you are certainly at it. [/quote]

DP:  The reason you have to pay it is because you never know when you are one minute away from a $1-2M+ hospital stay.  And even if you are worth $4-5M, you do not want to drain your savings for that.

And while you think it "wont happen to me", I have a friend who had just that happen in late 40s.  Just fine one day, very healthy, then had an aneurysm and quite frankly is lucky someone found them (they were traveling for work) and are alive without any real issues.  They had 4 weeks in CCU/ICU, another 4 days in Hospital and so many procedures during those first 4 weeks.  I know the bills (after insurance adjustment) were well over $1.5M for just the hospital stay.  Never mind the next 6 months plus of followup visits and PT/OT/Speech/therapies to return to "normal".

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