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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Wait till you retire or use COBRA it wil be $2400 a month. After paying into Medicare for 40 years each we then get soaked on Part B premiums adjusted by income. [/quote]

Wow. That's really high. [/quote]

That's exactly what happens if you are not "poor".  If you have saved and planned for retirement, you get soaked with just basic medical insurance from age 65+ and you literally have no choice (or options).  
We have paid over $600K+ into Medicare over the years (likely more), yet it will be about $1200 per adult for medical, gap plan G and prescription coverage--that does not include any vision or dental plans.

We plan to retire early.  COBRA will be $2400/month and I'd happily pay that until we hit 65 if it was avaiable (it won't unless we retire at 63.5)  Because a EPO (not doing HMO, want to keep our doctors and there are no PPOs in our area) will cost over $3K for the 2 of us at age 60 for a Silver plan, and bronze is only $200/month less  and that is just MEDICAL.  The deducbiles for those "Silver Plans" are $9K/$18K as well.  (our COBRA is $1K/$2K).

So yes, you pay a fortune for basic insurance that sucks.

[/quote]

I started Medicare last year, but had health insurance through work until then. I was laid off pretty much right near my 65th birthday. I am paying more than I expected for Medicare but not nearly $1200 a month. You do have to pay more if you make more than something like $107,000 per year per person, but I do not in retirement. So I went from paying about $175 a month while working to about $450 a month for Medicare, a supplement plan, drug plan and dental insurance, which doesn’t cover much at all.[/quote]

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