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[quote=Anonymous][quote=Anonymous]If it is a T20 private you should tighten the belt further or take a small loan from retirement to help. These schools are worth the sacrifice. You likely have more free time to get a side gig than your kid. 
If he is at an ivy and maybe some other T20, the TA pay rate for undergrad TA can be 3k-4k a semester. Undergrad research is usually less, more like 2k for 8-10hr per week for a semester. RA positions can be 5-6k per year but is time intensive. The combination of jobs he would need to get the $ he needs would add up to 25 hrs a week. Top schools even in humanities majors have tons of work expected outside of class. Engineering would be near impossible at a top school with 25 hrs/week of work.
There are paid summer options that are much easier to get if from a top school, though netting more than 3k in a summer after living expenses is hard unless he can find a paid internship near home. However these may not be the best for his resume. Summers are needed to maximize the resume for top jobs, law, med, phD. 
Bottom line: get the delta lower, pay 82k for him per year which leaves a reasonable 10k for him, he can do student loans for some and work for the rest yet still have flexibility to pick the best resume building summer jobs and keep work to 10h/week during the semester. [/quote]

+1 This is the best advice so far. Your kid is realizing the harsh reality that life isn’t fair, especially for those donut hole families. Sit down and really hash out what you can expect from him, time and energy wise, and how much debt he feels is reasonable to accrue. My kid made $5k over the summer lifeguarding but that’s just a small dent in the overwhelming cost of higher ed. Decide together if he wants to stick it out or transfer. [/quote]

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