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[quote=Anonymous][quote=Anonymous]Age 46, $2M net worth plus a fully paid off condo. I've thought about quitting soon, but I want to stick it out until 57 to get my guaranteed lifetime healthcare. If I leave now, I will get a pension of $3,150 a month at age 60 (14 years away), but no healthcare benefits. I would have to rely on Obama care for 19 years until I get Medicare at age 65.[/quote] Smart choice! Healthcare thru ACA gets expensive in the 50-65 range. Especially if you are used to good healthcare benefits for low price (paid for by employer). Our plan costs $2500/month for COBRA. We will pay ~$3K/month for a similar medical/dental/vision plan once cobra ends. And it's not that similar---ACA plan has very high deductibles (versus our current $1.25K/$2.5K deductibles). You don't want to be paying $36K/year for healthcare coverage (and more for actually using it---which you will likely need more in your 50s/60s) when you could have it for free. [/quote]
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