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Travel Discussion
Reply to "credit card points travel/miles/airline and hotel rewards"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]New poster here. We don't travel option, but we are planning a bigger international trip for our family of four next summer, and we hope to travel more in the future. We have a Chase card and a Bonvoy card. Is there another card we should open to help us with flights or hotels? We have great credit and always pay off our cards. We don't care about traveling first class, just getting the cost of our travel covered with points as much as possible. Advice? [/quote] This depends on the destination and your current mileage balance.[/quote] To get enough points for award flights for a family of four, I think you will need multiple sign up bonuses. It is possible. DH and I just signed up for separate Chase United Quest cards which will give 230,000 points once we had each met the $4,000 minimum spend and after including referral bonus and authorised user bonuses. Once you’ve done that, one of you could refer the other for a Chase United Mileage card for 60,000 points plus 10,000 referral bonus. One of you could also sign up for Chase Sapphire and get the 75,000 point bonus (make sure the one with the existing chase card gives a referral to get the bonus). But, as you’ve seen from previous posts, United points aren’t worth as much as they used to be. And you need to figure out how to mitigate the annual fee (eg downgrade the United cards to fee-free Gateway card at month 11). [/quote] I think locking yourself into one airline is sub-optimal, unless you're deadset on United. Let's put it this way: a single sign-up bonus on Amex Platinum (175K) can pay for 4 roundtrip economy tickets to Europe if you find saver rates at 20K each way. Your options are Air France, Aeroplan, Virgin etc so why lock yourself into United? [/quote] You’re probably right. I was thinking the $695 annual fee would be hard to mitigate but I guess it’s fine provided you use the $200 uber credit, $240 digital entertainment credit and the $200 airline fee credit. I’m a bit unsure about the airline credit. It sounds like you nominate one airline and then I’ll stuck with it. Do you know if that’s the case? I read your post just as I opened my latest Montgomery County property tax bill for $7000. I suppose that would be an easy way of meeting the minimum spend of $8000 even with the $138 credit card fee.[/quote]
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