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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I've been looking at Cary, NC.  It's diverse, near two biggish cities with a university and airport nearby.  I'm not 100% about their taxes, though.

I struggle with where to retire.  MoCo is too expensive, tax wise.  But, MD has much better healthcare facilities.  So, that's a big factor.[/quote]

Serious question -- why are several of you so focused on the taxes?  How much of a difference do you anticipate it making each year?[/quote]
Why do you think retirees move to lower tax states like FL?

The 10 lowest-ranked, or worst, states in this year’s Index are:

Massachusetts
    Hawaii
    Vermont
    Minnesota
    Washington
    Maryland
    Connecticut
    California
    New Jersey
    New York
https://taxfoundation.org/research/all/state/2025-state-tax-competitiveness-index/

MD 
Individual Income Taxes -  the rate for income at $100K is around 4.75%. That's not bad, but every county in MD assesses income tax - ranging from like 2.75% to 3.35%. So, now your income tax is about 8%.

Then there's the inheritance and estate tax, though most of people don't have $5mil in estate, enough around here do.

NC
Individual Income Tax - flat rate 4.5%, no county tax

Income tax difference is almost half.  Also, I want to buy a smaller place when I retire, so my property taxes are lower.

Cary is expensive but not as expensive as MoCo.[/quote]Now rank services for people. [/quote]
what kinds of services? Are they free?[/quote]

NP here, but think beautiful parks, lakes, public transportation, safe/repaired roads, hospitals, well trained and responsive public safety officials.

I also want to live in a place where the young people all have access to good public schools. I don’t only think of my family. I think of the larger community. [/quote]

You get that in pretty much all states. There are variations within the state, for sure, but even Mississippi has good schools if you are selective in where you live. Everywhere has parks and good roads. The south tends to have better roads than the north because the weather is kinder to roads in the south. I'm not sure what special services you get in Maryland that you can't get in any popular retiree destinations in NC or Florida or Arizona or what you have it. Florida has excellent healthcare on offer and for a good reason. [/quote]

Where is there excellent hc in Florida??? I work on health care issues and the state is abysmal!![/quote]

Is the Mayo Clinic in Jacksonville not good?  Honest question.[/quote]

One of the best hospitals in the world. South Florida has excellent healthcare too. There is poor access in other parts even on the east coast. [/quote]

Cleveland Clinic
Univ of Miami Medical (especially the eye clinic which is the best in the country)
Moffitt Cancer Center

[/quote]

All my Florida contacts concur that health availability  and care stinks  all over the state. 
Keep in mind the state has more over 65ers  than most states and they are all on Medicare. Medicare pays terribly. Additionally,  they  need more medical care, so there's fewer resources.

There are regional areas all over the country like this, including the Maryland and Delaware beaches. Too much need, little resource. [/quote]

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