Reply to Doctor's office switching to "concierge" (additional cost outside of insurance)

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[quote=Anonymous]Health insurance eventually is going to be only for catastrophic coverage like hospital stays, surgeries and $$$$ treatments.  Regular care is moving gradually towards private practice and out of pocket costs and will be regulated by market (supply/demand) much like cosmetic procedures today.  It's ironic how much cheaper plastic surgery is in overall cost compared with the surgery of similar complexity (that's not for vanity reasons) performed at a regular hospital if you look at these bills hospital submits to insurance companies.  Something is messed up there and costs inflated.

One of the reasons healthcare is such a mess and insurance premiums, crazy deductibles, and insane bills exist is because it's tied to the employment and people think they get it for free or highly discounted rate as long as they are willing/able to work full time for a business with 50+ employees for a salary.  Honestly, if everyone had to purchases their own plan and employer plans were to go away something would change drastically.  There are many ways employment tied health coverage hurts us, not just in terms of costs but in terms of who can and cannot participate in the workforce and how we participate. [/quote]

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