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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I don’t understand how you can possibly be spending that much! We eat out or get take out at least twice a week, often more and I feel bad that we spend about $1k a month doing so. How on earth do you get to $40k a year?![/quote]

People are forgetting that OP is including all her vacation F&B spending in the $40k, which is three weeks of dining out for the family. When she breaks down the weekly spending, it's suddenly a lot more realistic.

Because OP's weekly spending for groceries isn't particularly extravagant and includes the nanny's food at a generous $100 a week, telling her to go to Aldi to shave a few bucks off her spending is meaningless when it does nothing for the big food expenditures - her vacations and takeaways.

[/quote]

I wasn’t forgetting that, I hadn’t read it. However my $1k a month average for a family of four (not five like OP) invoices at least 3 weeks of vacation a year too. We must just spend much less per meal. On vacation we also try to eat out only once per day, and very rarely 3 times. That means staying in vacation rentals and making breakfast or staying at hotels where breakfast is included. Having dinner or lunch at the rental with a kitchen. That said I don’t feel that we scrimp AT ALL!  It seems we are in fact extravagant so I can’t imagine how her cost is so high. So they order expensive cocktails with every meal? Appetizers and desserts? Lobster and steak every week?[/quote]

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