Reply to High-earning careers for risk averse people?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Greta question, OP.

Gosh why are people so dumb, that almost no one takes these "safe" vareer paths to the 'upper middle class"?

Why is everyone throwing their lives away on silly gambles?

Are you really that clueless? [/quote]

I'm not sure what you're trying to say. But one of the curiosities of life is how two equally intelligent and capable people can end up in very different financial places simply by picking different career tracks.

I do think there is an element of "oh, insurance/accounting, it's so BORING" sentiment when you're 21 and trying to figure out what to do with your life and the concept of the 45hr corporate workweek and being shackled to the desk is oppressive when you're footloose and fancy-free in college. So you decide on a creative/interesting/cool master's track (with debt) to end up an urban planner or social worker. Because working in cities is cool. Helping people is cool.

Then one day you wake up and realize the the dull and risk averse kids are taking home comfortable six figure incomes and buying comfortable houses in good school districts, all without too much stress while you languish at 75k in a job that is actually more demanding and delivers less rewards and still can't afford the city you live in.

People are fascinating. [/quote]

This is so true! I can personally relate. I was the kid who never would have considered something like accounting in college but as a middle aged adult wish I would have had the foresight to make different career decisions. But then again my work has always been interesting so who knows. [/quote]

I can relate to both posts above. I’m in my 40s, on second career of helping people and making 80,000.  No complaints but now at my age I really wish I had gone into accounting. Back when I was 22, I was going to travel the country, the world, and save people! I think at my stage in life now, I’d like accounting. My college friend had a job at a Big 4 before graduating and is still with them and has done very well. My son is a first year college student, undecided but leaning towards BBA/finance and so many people, myself included although I can’t say much, are encouraging him to go the accounting route. But then they throw in the “boring” term which a 18 yo doesn’t want to hear. He’s similar to OP’s son and I don’t really see him as a finance fast smooth talker. Hoping he chooses the accounting path. [/quote]

My accounting professor invited actual accounting professionals to have career talk during undergrad. The first one was a senior accountant with P&G making 90k (this was solid in 2005).
A second accountant worked for the state government. If she worked 45 hour during one week, she got to work 35 hour the subsequent week.

You had a good accounting professor!
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