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Reply to "Example of ER bills for an uninsured"
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[quote=Anonymous][quote=Anonymous]It’s not America’s fault you chose to live without health insurance. Most people that choose not to have insurance also put money back each month in case of an emergency. If you can’t afford to do that then apply for state assistance. Going around blaming an entire country for your mistake seems silly.[/quote] The pricing *is* an American problem. Here insurance companies pay based on billing codes. Medicare and Medicaid set government reimbursement rates, and those government rates must be the best available rates. Then insurance companies individually set reimbursement rates. Medical facilities cannot offer lower rates or alternative billing arrangements to individuals without violating their contracts with insurers. Have you ever priced out a self pay surgery or imaging? A one-hour oral surgery can run $9000. Half of Americans don’t have $500 in savings. This isn’t due to profligacy; it’s just the reality of pay rates versus expenses, like housing and transportation.[/quote]
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