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Reply to "SAHM: how much does spouse have to earn to make it work? "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]For us it came down to this formula: my income-daycare=not enough to make a major difference in our lifestyle[/quote] Agree but it would be my after tax income. If my daycare plus working costs are$50,000 I assume my gross income needs to be at least $75,000 to breakeven. [/quote] DH made enough that everything I made was being taxed at the top bracket. Then I went to 80% so that I had time to get things done while the kids were in daycare. Then I did the math and realized that after taxes and childcare I was adding about 10% to our HHI and causing myself a lot of stress. I am a doctor, so I was able to pick up some weekend work to make up the difference in income and keep myself employable during the years that I stayed at home. I know that not everyone has that option. [/quote]
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