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Reply to "I hate being stuck at $230k HHI and feel poor AF"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]PP - $140,000 income for a single person is not filthy stinking rich, but by your own reporting, it is very, very, very comfortable. Your are MAXING OUR your retirement, plus you have EXTRA investments, however small you feel them to be, PLUS you own a home and can comfortably pay the mortgage and utilities AND still buy food, and afford a modest vacation, and you can finance a car...I mean, when you think that over 50% of all households in the US have absolutely NOTHING saved for retirement at all, can you see that you are note exactly struggling?[/quote] In short, to have a middle class lifestyle you need an UMC income. [/quote] I don't think most truly middle class people in the US are maxing out retirement every year. They may have a job with a pension, and they may send some money to a retirement account, like $200-$400 or so. But they aren't saving $1800/month. Here are some middle class lifestyle budgets: https://www.nytimes.com/interactive/2019/10/03/your-money/middle-class-income.html OP is living an upper middle class lifestyle, on an income level that is pretty low for Upper Middle Class. If OP wants to live a middle class lifestyle, stop saving so much for retirement, and it will feel luxurious![/quote]
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