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Reply to "How much mortgage can we afford?"
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[quote=Anonymous]Op, I posted earlier and hope you are still reading. A lot of these people don't realize that if you can find a mortgage that is equal to or less than your rent, then you are basically paying yourself every month. Costs will continue to rise and with 100k down payment and your DHs being a realtor, you should be able to find a deal. I am thrilled you are close to the end of the car payment, which can funnel intp 401k or a 529 when it is done. Make a 5 year plan and stick to it. My dh and I were the PhDs upthread and we paid off all our debt except for our student loans and mortgage. Take it one step at a time and don't beat yourself up. You have done the best you could with the resources at hand. [/quote]
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