Reply to 400k salary and creep factor we never really have much left

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]It’s not uncommon. Coastal living with kids is expensive. We’re in a similar boat.

https://www.financialsamurai.com/400k-income/[/quote]

Hahahahaah this breakdown is HILARIOUS.

150 for phones. 
A Toyota Highlander?
 Daycare AND preschool?.
Utility costs and insurance plus maintenance are hella low. 
A TWO million dollar house!!!!  2k per month on food. 1500 per month in a 529. 
Multiple vacations. life insurance AND umbrella. 
Baby and toddler items 200 per month- wtf? Buy a used crib. A hand me down stroller. Costco diapers and wipes. 
Personal car and clothes 350/mo
Both parents work but previously he said mc was a parent SAH. 
And they donate to charity.

Gtfoh. They have every single thing covered. Thats how a budget works. There is nothing left over because they have a retirement, 529, daycare for 2 kids, food, utilities, both a life insurance and umbrella policy. THREE weeks of vacation PLUS random getaways in their entertainment budget.

After daycare years they will have 5200 a MONTH surplus.

I could not roll my eyes any harder. 
[/quote]

+1,000 :lol: DCUM, never change.[/quote]

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