Reply to 400k salary and creep factor we never really have much left

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]You are clearly doing something wrong if you can’t save with this income. Are you buying designer clothes? Eating out non stop? Even then I can’t see how you can go through this much money.[/quote]

I was OP without doing those things.

OP, one thing I found that really helped was a monthlong "spending fast." Almost no spending for a month. Eat from the pantry/freezer except for some fresh vegetables and fruits, shop your closet, make your coffee. It really helps you reset and also see where you're mindlessly spending. [/quote]

Eating out is probably a big one for us. I think a lot of it is also just gifts/meal trains/ those kids if obligations. We have about 50 birthday parties a year and then I get invited to do a meal train or baby shower usually 2x a month and these add up. I usually spend $75 on the meal train because I hate cooking and the shower gifts and invited to social events where you often pay like someone’s birthday dinner add up. [/quote]

50 birthday parties??? One a week??[/quote]

24 showers/meal trains per year in addition. I'd venture to guess, op, that if these numbers are true you may be spending more on your social life in addition to these parties and showers than you're accounting for. It sounds like you have a very active calendar, are there lots of meals out, coffee dates, other functions that you're not budgeting?[/quote]

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