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Reply to "If you don't have a 15 year mortgage, you're living beyond your means?"
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[quote=Anonymous][quote=Anonymous]Not nearly the same picture as before, is it? In reality – and as substantiated by HHI affordability data from mortgage applications in the DMV over the past three years – almost all 30 year applicants are like Person C. So, yeah, pat yourself on the back for opening up some [i]financial flexibility[/i] until you realize you’ve flexed your way into spending most of it to maintain pace with Person A, costing you more than $1M in lost net worth over 30 years. [/quote] This is DCUM, though, so everyone here professes to be in the top 0.5%. We’re all Person B, all raking in a 7 figure HHI, all sitting on an 8 figure net worth, and all driving 20 year old Toyota Camrys and Honda Pilots. [/quote]
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