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Reply to "Why is DCUM SO conservative with housing?"
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[quote=Anonymous]We bought a 950k house at 3x our income at the time. Maintenance is expensive. The 1.7m dollar house would be larger, more expensive to decorate, renovate, paint, maintain inside and outside, landscape/garden, and have more taxes. There would be more things breaking every year, with few economies of scale. Also, people have other expenses. We didn’t stretch our household budget because we knew we had private school tuition and camp costs looming. For most people, maintaining a home, cars, and saving for retirement and college on a 300-400k income does not add up to holding a mortgage on and maintaining a 1.7m dollar house. [/quote]
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