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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I am resentful of all the rich people who get down payments and college savings handed to them. Meanwhile here we are working like little bees getting nowhere.[/quote] Isn't that life? Why begrudge someone's good decisions? From now on you make good financial choices so that your children can be one of those rich people. I grew up dirt poor, no food no clothes. We couldn't even afford a home phone. I take pride in being the first one in my family to make a good decision and potentially having the ability to have college savings and a home down payment for my kids. My good decision was not getting pregnant in highschool or shortly after and not marrying in my early 20s. [/quote] Good for you. But luck really plays a huge a part in upward mobility. [/quote] Luck favors the prepared and hardworking. You can continue to make excuses for your lot in life or keeps trying like the rest of us smucks until we make it. Speaking as an immigrant that came to the US when I was 11. I wore used clothes donated by the local churches and was embarrassed at school for using subsidized lunch vouchers. Parents has to work multiple jobs but still had to be on welfare and food stamps for a few years. Fast forward 40 years, my own family's NW is now around 7mil.[/quote] Just curious PP, would you have ever been able to achieve that in your home country?[/quote] I guess we'll never know. But living under a communist regime wasn't our preferred choice so my mom took a risk and took us kids on a small boat along with 4-5 other families to escape. Just curious, would you take your kids on a small boat and float on the sea for 6 days risking pirates and storms for a better life?[/quote] No - that is hard to fathom. My grandparents came to the US with $20 in their pocket. And that was on a safe ship. I can't imagine what that was like, much less what your family did.[/quote]
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