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[quote=Anonymous][quote=Anonymous]OP's plan might work because -- (a) she only has one child;  (b) she does not seem super concerned about the prestige of the college; and  (c) her daughter is a high achiever.

DH and I have 3 kids, and they do fine in school, but are not academic super stars by any means.  My DS is a 12th grader, and we recently filled out the Common App that many colleges use.  It asks if you plan to apply for financial aid.  We figured it helped our DS that we were able to check "no" to that box because we have 529s for each of the 3 kids (thanks to my in-laws).  It may help him a bit in the admissions process that he is full pay.  [b]That's not really fair to have "full pay" count toward admissions, [/b]but perhaps my DS would be subsidizing another student who is a better student but does not have the $$ to pay for this college.

Even my DS (with a 3.1 GPA and similar ACT score) is getting offered some merit aid from (not well known) colleges.  So that suggests that, if you have a high-achieving child and are not too picky about the college, it might work out for OP.[/quote]

Why not?  [/quote]

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