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Relationship Discussion (non-explicit)
Reply to "Husband has been financially a disappointment "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]You’re just a millennial. My husband and I are 31, make $375k/year as a household, and can’t afford a kid either. We both took out loans to pay full price for undergrad and we are still paying $1,000+ in loans each month (fortunately my law degree was on a full ride, but my husband is getting his MBA at sticker price), we paid for our own wedding, and we lost money on our first house in NY which ate up our down payment for a place here. Recently, we’ve tried for a kid and are having trouble, so we looked at IVF costs and don’t have the $50k+ that it will cost to try for just one kid.. adoption is a similar cost. We’ve worked our tails off to do well in school and work, but the expenses that our generation is saddled with will keep us renting and childless for a long time. Almost all of my friends are in the same position. Maybe your husband didn’t make great choices, but this generation as a whole is basically screwed, so that is part of it. I wish you guys luck. [/quote] How could you POSSIBLY have no $$ at that income level? 1K in student loans is just not that much with that income. Something is very wrong with this picture.[/quote] +1. That poster is nuts. I was paying $700 a month in student loans for YEARS on a $85,000 income (I am early 40s now). My ex and I had an income of 280k total (and that is our income NOW if we were still married, which we are NOT) and have two young elementary kids and paid for a full-time nanny for 6 years ((more than 40k a year. We also still contributed to retirement. The $375k couple has no excuse whatsoever. They are overspending on certain things, which is why they have no money.[/quote]
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