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Money and Finances
Reply to "Struggling with finances... Don't know what to do anymore"
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[quote=Anonymous]I am the OP. I passed the Maryland bar last year. I don't know why people think I'm blaming Sallie Mae... I never once blamed the student loan companies. I think another post suggested bankruptcy, but I already said that it's not an option. We only have $13,000 in credit card debt and I don't want to file over such a small amount. We've paid off similar debt before in 1-2 years (which is probably why we have no savings, but that's another issue). I want to reiterate: I do not blame the student loan companies; I don't even have loans with Sallie Mae! I took out a CitiAssist private loan my 1L Year and went Graduate PLUS during my 2L and 3L years. I plan on paying them back. I *have* been paying them back. In my defense, my law school claimed the median salary was $125,000 the year I enrolled, and my LSAT score was in the upper 10-25% of the incoming class, so I (mistakenly) assumed I'd do well. My husband's LSAT score (162) was in the middle of the incoming class and he ended up graduating near the top of the class. I graduated at the bottom. For those who asked: the reason we chose that particular law school was because my LSAT score was significantly higher than DH's, and we wanted to go to school in the same city. I think the admissions office used that as leverage to not give me a scholarship, because i found this website called www.lawschoolnumbers.com; literally EVERYONE with my LSAT score got scholarships of at least $20,000. Because they knew I was going there regardless due to DH (I foolishly wrote an addendum on all my applications explaining that we wanted to go to the same school), they didn't offer me a scholarship. Ironically, my DH blames ME for my unemployment and thinks I'm lying about not being able to find employment that pays more than childcare. I'm basically a SAHM now, but he thinks that's a "bullshit job" and that I'm just a bum. [/quote]
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