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[quote=Anonymous][quote=Anonymous]I’m just frustrated and scared for what the future holds. I have not been much of a budgeter since I was assuming he’s had it under control. I don’t want to have to be checking credit card statements every month like an auditor. I just wish I could trust him. Im sorry I’m just really frustrated and upset. He told me he had $40k in savings and has like $20. It’s just a complete shock. [/quote]

We go through all of our credit and bank statements monthly, logging them into a spreadsheet (Mint or You Need a Budget might be easier) and have a good idea of what we spend on food, cars, house, etc. We have joint accounts and personal accounts, generally covering our own clothing/extra budgets with our personal account and the kid/food/house/joint purchases with shared amount. However, we both agree that money is family money, in the end. We spend below our means and pay off cards each month. We set goals for extra mortgage payments, investment accounts, etc. that comes from both of our savings.

Sounds like you are getting to a place where you can set up a budget and start sticking to it. Hope your husband continues to be on board! It's definitely a weird transition to think about this as a family after spending as you please for so long.[/quote]

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