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[quote=Anonymous][quote=Anonymous]Thanks everyone. My husband showed me everything and let me go through his credit card statements, W2, etc. I really appreciated that. His income was what I expected and there were no more big surprises which was a relief. The debt seemed to be from some consistently compulsive purchases like expensive clothing. He said he had a shopping problem and had always had an unhealthy relationship with money. He was trying to pay it down but it was just out of hand. To consolidate the credit, he only kept one credit card for his use. But his payments  were only able to cover so much of the debt since the interest rate is so high and it seemed like he was still spending above his means. He said he was committed to finding a solution together and wanted to stay accountable and transparent. We worked out a budget and plan to start putting the majority of our income going forward into a joint checking account. We have a budget planned where we have specific amounts allocated towards expenses which we split, and large chucks of his income are being allocated so he can pay off the bills. I offered to pay some of the cards off immediately but he would pay me back according to the budget spreadsheet. We calculated that he should be in the clear by end of November this year. I promised to try to be more empathetic and we agreed to continue to monitor the budget together. Good news, I think. I’m still processing all this but I feel like we are making progress and have a plan. [/quote]

Good for both of you! I’m impressed![/quote]

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