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Reply to "s/o living on $25k or $36k a year"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous] Why do you not need home insurance and life insurance?[/quote] Not PP, but I think the answers to these are straightforward. Home insurance is a requirement levied by your mortgage lender. If you don't have a mortgage, you don't really need homeowner's insurance. You may choose to, but that's up to you. Life insurance is intended to replace your income or provide your family with financial stability in the event of your death. If your family is not dependent upon your income to make ends meet then you don't really need it. There is no mandate to have life insurance, and a lot of people who would like to have life insurance are rejected and can't get it.[/quote] Yep that's my thinking[/quote]
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