Reply to How long could YOU go without a paycheck?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]so sad people live below your means

Mid 30s with kids

250k in investment account bulk earmarked for college but still.  We would be fine for multiple years with no income coming in

[/quote]

that's easy to say and do when your means are robust. [/quote]

We don't have a robust income.  We save, live in a small sh@t shack, and drive older cars.  We do spend what we want within reason but we love under our means to save for an emergency, college and retirement. We could get a nicer house but I'd rather be financially comfortable and not be stretched.[/quote]

What a boring way to live![/quote]

How is it boring to live under your means?  We take vacations, cruises, go to concerts and lots of other stuff because we live under our means.  We don't have to think twice about getting what we need/want.[/quote]

RIGHT - so back to the earlier point: THIS IS EASY TO DO IF YOU MAKE A LOT OF $$$. Go on your cruises! Enjoy yourself! Stop acting like everyone is able to do this AND save $250k for a rainy day.

Are you the person in another thread calling $150HHI low income or something?

Anyway, that's great you've saved a lot. You probably worked very hard for it. Recognize your privilege, at the same time, please.[/quote]

Its not privilege to earn $150HHI.  A lot of the cash savings we earned making 80K and my husband only recently started earning a lot more.  Its how you choose to spend your money.  You cannot complain if you live in an $600+K house, driving two nice cars and a few good vacations a year.  [/quote]

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