Reply to Middle class professionals: tell me about your finances

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]all of you can 'feel middle class' and say this area is 'expensive' and all the other things you wring your hands with but you are not middle class. You are earning more than 96% of the American population.

Get over yourselves and acknowledge your priviledge.[/quote]

NP here. Gross HHI $220k, paying $500 a month toward student loans, no consumer debt. No inherited assets or infusions of cash from family. I am indeed privileged and thankful every day that we have a steady income, a comfortable home, and plenty of food and clothing. But I also acknowledge that DH and I are far behind our peers who make less money in other areas. Many markers of middle-class American life are out of our reach. Home ownership would wipe out every penny of emergency savings. Yes, this is a choice. We could buy a home and hope no misfortune befalls us. We own one ten-year-old car. Hell, we can't afford a second child. I don't want or expect anyone to feel sorry for us. It's just a fact of living in this area, hence the discussion here on DCUM. [/quote]

I don’t understand. I own a home on 95k and also have that level of student loan payment. It IS about choices. Why can’t you save on 220k?[/quote]

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