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Money and Finances
Reply to "How do you make ends meet on 130k?"
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[quote=Anonymous]Clothes- you can incredible deals for women and kids at consignment shops. Pretend it's a sport, it's really fun shopping. Food - eat healthy, avoid processed food. A healthy diet doesn't need to be expensive. Cut out junk food and soda. Mortgage - have you refinanced? Can you get a lower rate? Student loans - they can be very expensive. Have you looked at paying them off with a lower rate loan? Cars- never buy new! Three year old cars with under 20,000 are a great value. Childcare - some YMCA's have good, inexpensive programs. Check out churches as well. When you start working put money into a 401k for retirement especially if there is a corporate match. Set a reasonable savings goal and target weekly savings. Try to do it through payroll savings so it doesn't first go into your bank account. [/quote]
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