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Reply to "how on earth can we save a down payment?"
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[quote=Anonymous]Pre-kids I worked three jobs- my full time career, babysitting, and a freelance gig. I babysat almost every weekend and made an extra $500-$1000 a month just doing that. My DH worked two jobs as well. We lived in a small one bedroom and saved like crazy for three years. We bought our house in Fall 2015. Even with all the savings, we didn't have enough for 20% down so we ended up going with FHA. We aggressively paid our mortgage and, combined with lucky appreciation, we were just able to refinance to a conventional loan. We had no family financial support. We got lucky with being able to refinance as quickly as we did, but we worked very hard to get to a place where we had anything for a down payment.[/quote]
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