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Reply to "Insurance with $20,000 Deductible?!"
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[quote=Anonymous]Our policy has a $13K family deductible. We're healthy and only see a doctor for annual physicals, so we prefer to keep our premiums low. When I had surgery, I paid my $6K deductible using HSA money and the rest was covered. That's how I view insurance -- for the catastrophic costs. Obviously, it works for us because we can afford the $13K. Sounds like you need to choose a different policy.[/quote]
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