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[quote=Anonymous][quote=Anonymous]My husband is a fed and we live overseas, so things seem okay, but in reality we have a lot of debt (combined 40000 in student loans and 50000 in credit card debt). DH has a rental that pays for itself, so we do have that asset, but otherwise we don't have much. [b]I graduated this year [/b]and am starting to work, but my work is part-time and not particularly well paying. I did work full time at the beginning of this year, but the work was intermittent and I barely earned more than what full-time childcare cost (we have a toddler). Full-time jobs here for trailing spouses are scarce, and it's very competitive. Also, I'm due with our second child this spring. We are living very frugally to pay off debt, but have no savings, no college fund etc. What resources or words of wisdom can you share to get us on a track where we can both pay off debt and start saving? [/quote] It's going to take a lot of work if you just graduated (assuming grad school) and have a child. I don't know why you made that decision. Many times graduate school isn't worth the debt. Let alone when you've made the decision to only work part time. Unfortunately, you need to go back to work full time and get on birth control. Really you need to move back to the US so you can most likely earn more money (wages tend to be higher) and payoff the debt. I don't understand what 50k in credit card debt is for. At this point I'd check out mr money moustache. Normally he's too much for me but you really need the help. You can post your expenses and your income and people will help you. [/quote]
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