Reply to Do you colleagues/friends talk about money? Ever surprised by what you hear?

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[quote=Anonymous][quote=Anonymous]Ever get into this kind of convo with people? What do you say? FWIW I nodded along and didn't say a word bc I didn't want to share what I am or am not doing.[/quote]

I've been around almost that exact conversation, and I said exactly what you were thinking: "Sure I'd like to have more money now, but if I can't contribute now when I'm making a lot of money and have few responsibilities, it's basically like admitting I'm never going to retire unless I win the lottery.  So I set it to max and then readjusted my budget until I could afford the new take home.  And honestly, it didn't make as big of a dent in my take home as I thought it would."  I don't know if it changed anybody's mind, but at least none of them can act like they've never heard of anybody maxing out anymore.  I wouldn't have necessarily said all of that if it weren't for the facts that: 1) we'd all already had the "loans" conversation and I knew mine were on the higher end, and 2) we were in biglaw making exactly, precisely identical salaries.  I wouldn't want to act blase about saving lots for retirement in front of people who legitimately don't have the means to do so, but I'll tell a handful of 25 year olds making top-5% salaries that they're idiots, no problem.[/quote]

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