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Reply to "Refi Help! Whose credit score is used"
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[quote=Anonymous]I'm not a SAHP but I'm not on the mortgage. Based on our credit scores and the rates we could get w/a joint mortgage vs just my DH on the mortgage, it made more sense to go with the mortgage in just his name. My name is on the deed/title. Because I'm not stupid. The bank is fine w/it.[/quote]
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