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Reply to "Only have $100 left over each month. Feel like we will never be able to save "
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[quote=Anonymous]Then start with the $100 each month and don't beat yourself up about it. Daycare years are usually the toughest for those with kids, so if that's all you can do, be happy you can save SOMETHING. Examine your budget, see if here's any fat to trim (takeout/dining out, find a cheaper salon/barber, etc.) This board has tons of suggestions. Once the kids are in school, your monthly outlay will fall, but be aware not all that much if you need before/after care, summer camps, etc. If your incomes rise during that period, put all the raise $ into savings (retirement, emergency, college, etc.) Hang in there, it will get better! [/quote]
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