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Reply to "Clueless about whether to buy long term care insurance"
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[quote=Anonymous]It covers home care, but that's all. Really no facility. Facilities cost betwen 10 and 20k PER MONTH. Exclusion periods are usually 6 months. You need to have a wad of cash to be older or informed. In order to use the $$ for in home help, it's a pile of paperwork for each day, proof of nursing qualificationschool, and a daily limit. [/quote]
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