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Reply to "worth escrowing to save $1K in refinance fees"
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[quote=Anonymous]I've always had the escrow waived for free, but in this case if I were you I'd escrow for a year, pay them on my own, and have the new lender (once the loan is sold) stop the escrow. They would much rather not escrow than have to deal with the accounting of double-payment. The most recent loan I had (I think it was because it was my third mortgage - first two are now rentals) they wouldn't let me escrow so I switched homeowners insurance and paid taxes early, and rather than figure out the accounting nightmare I'd created they just refunded the escrow and waived going forward.[/quote]
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